Terms & Conditions

Last Updated: September 14, 2026

Welcome to the website of Somerville Associates (“we,” “us,” or “our”). By accessing or using our website and services, including subscribing to our text messaging program, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

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1. General Website Use

The information provided on this website is for general informational and educational purposes only. It does not constitute a solicitation, offer, or recommendation to buy or sell any securities, or to provide personalized investment advisory or financial planning services.

2. SMS Text Messaging Program (Redtail Speak)

By providing your mobile phone number and opting into our text messaging service via our client intake documents, website contact forms, or direct text initiation, you agree to the following terms:

  • Program Description: We use text messaging primarily through Redtail Speak to communicate with clients and prospects. Messages may include appointment reminders, scheduling updates, account administration alerts, and general service notifications related to your financial planning or investment management relationship.
  • Message Frequency: Message frequency varies based on your specific requests and ongoing account service needs.
  • Cost: We do not charge a fee for this service. However, message and data rates may apply depending on your mobile carrier plan.
  • Opt-Out Instructions: You can cancel the SMS service at any time. Reply STOP to unsubscribe. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time or contact our office.
  • Customer Care Support: If you are experiencing issues with the messaging program or have questions, you can get help directly by replying with the keyword HELP. Alternatively, you can reach our office directly at (248) 538-3779.
  • Carrier Liability: Carriers are not liable for any delayed or undelivered messages. Delivery depends on your mobile service provider’s network performance.
  • Privacy Policy: Your mobile data privacy is protected. Text messaging originator opt-in data and consent will not be shared with any third parties or affiliates for marketing or promotional purposes. Please review our full Privacy Policy for complete details on how we protect your personal information.

3. Investment Advisory Disclaimer

Somerville Associates is a Registered Investment Advisor. Past performance is no guarantee of future financial results. All investments involve risk, including the potential loss of principal. Nothing on this website should be interpreted as specific legal, tax, or investment advice.

4. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.

5. Contact Information

If you have any questions or concerns regarding these Terms and Conditions or our SMS program, please contact us at:

Somerville Associates
admin@somervilleassociates.com
(248) 538-3779
6815 Charing Crossing
West Bloomfield, MI 48322